How to use SADAD account in Saudi Arabia?

As you have already created a SADAD account in Saudi Arabia, now you must be wondering how to use it. We have explained below how to transfer money from your bank account to SADAD account, make payments through it and ultimately, how to transfer funds from SADAD account back to your bank account. Recommended: How to register for a SADAD account in Saudi Arabia?

How to transfer money from Bank Account to SADAD account?

Once again, you will have to click on the “payments” tab, select SADAD from the drop-down list and click on the “SADAD account” tab.

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In the next screen, you will be given three options from where you need to select the second option i.e. “Type”.

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As right now we are trying to transfer funds from our current account to SADAD account, we need to select “Fund SADAD Account” option here.

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In the next step, you need to click on your SADAD account to tell the system that you want to transfer the money from your bank account to this SADAD account.

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In the next step to transfer money from your bank account to SADAD account, you need to enter the amount you want to transfer.

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In the next screen, you will have to confirm the amount you want to transfer to your SADAD bank account. If the amount stated is correct, click on the “Confirm” button.

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In the next and final step, you will receive a message that your request has been submitted successfully. You will be notified once the transaction is processed. At the same time, you will be notified by the bank that your bank account is debited.

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How to pay through SADAD account?

Once you have funds in your SADAD account, the next step is to make payments through the SADAD account. Let’s assume you don’t have a credit card and want to buy something from an online shopping website in Saudi Arabia. I have used the example of Souq.com as the procedure to make payment through SADAD account is the same on every Saudi website.

On every online shopping website in Saudi Arabia, there will be different options given to you such as payment through the credit card or debit card. You need to select SADAD payment from the options given. Enter your SADAD account ID on the given field.

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The system will take you to the website of your bank account which was used to create or register the SADAD account. You need to enter the password of SADAD account which you created at the time of registering for your SADAD account.

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If the password entered is correct, you will be sent a verification code for security reasons. If you have enough balance in your SADAD account, the following screen will appear on your computer screen after making the payment.

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How to transfer money from SADAD account to Bank Account?

If you have some money in your SADAD account which you want to transfer to your bank account, the procedure is again very simple.

Once again, you will have to click on the “payments” tab, select SADAD from the drop-down list and click on the “SADAD account” tab.

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In the next screen, you will be given three options from where you need to select the second option i.e. “Type”.

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As right now we are trying to transfer funds from our SADAD account to current account, we need to select the “Transfer from SADAD Account” option here.

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In the next step, you need to click on your SADAD account to tell the system that you want to transfer the money from this account to your bank account.

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In the next step to transfer money from your SADAD account to bank account, you need to enter the amount you want to transfer.

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In the next screen, you will have to confirm the amount you want to transfer from your SADAD bank account. If the amount stated is correct, click on the “Confirm” button.

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In the next and final step, you will receive a message that your request has been submitted successfully. You will be notified once the transaction is processed. At the same time, you will be notified by the bank that your bank account is credited.

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Steve has been living in Saudi Arabia since 2013 and writing about Saudi rules, regulations, guides, and procedures since then.