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The Saudi Central Bank has issued the license to provide digital or e-wallet payment services to 17 companies so far. Here is the list of the top 7 digital e-wallets in Saudi Arabia or you can also call them STC Pay alternatives;
STC Pay
With 8 million customers all around Saudi Arabia, STC Pay is the market leader in digital and e-wallet services. It is owned by STC, a state-owned telecom company. With STC Pay, you can;
- Add money with a debit/credit card (free).
- Make over-the-counter payments.
- Transfer wallet to wallet.
- Make Local Banks Transfers.
- Make international transfers.
- How to make STC Pay International Bank Transfer?

UrPay
After its launch in March 2022, UrPay has secured around 1 million loyal customers and became the second most used e-wallet in Saudi Arabia.
It is owned by Al Rajhi bank, the second-biggest bank in Saudi Arabia. With UrPay you can;
- Add money with a debit/credit card (free).
- Make over-the-counter payments.
- Transfer wallet to wallet.
- Make Local Banks Transfers.
- Make international transfers.
- How to make UrPay International Transfer?
Mobily Pay
Mobily Pay e-wallet is owned by Mobily, the second biggest cellular network in Saudi Arabia, and therefore gained a significant market share within no time. With Mobily Pay you can;
- Add money with a debit/credit card (free).
- Make over-the-counter payments.
- Transfer wallet to wallet.
- Make Local Banks Transfers.
- Make international transfers.
- Make SADAD Payments.
- How to make Mobily Pay International Transfer?
Alinma Pay
If you talk about popularity, Alinma Pay is probably number 3 among the top digital wallets in Saudi Arabia. Alinma Pay is owned by Alinma Bank and offers the following;
- Adding money with a debit card is free.
- Adding money with a credit card requires a fee.
- Local Bank Transfers.
- International Bank Transfers.
- How to open Alinma Pay E-wallet account?
Friendi Pay
Mobily Pay digital wallet is owned by Friendi, a cellular network in Saudi Arabia. They offer the best exchange rate as compared to other e-wallets still struggling to create their market share. This is what they offer;
- Adding money with a debit card is free.
- Adding money with a credit card requires a fee.
- Local Bank Transfers.
- International Bank Transfers.
- How to make Friendi Pay international transfer?
Liv. KSA
Liv. KSA is another digital wallet owned by Emirates NBD bank. Although it is around the corner for a long time, it could not get the desired attention of the customers. Liv. KSA offers;
- 2% profit/annum on your daily balance.
- Adding money with a debit card is free.
- Adding money with a credit card requires a fee.
- Local Bank Transfers.
- Download from Playstore or iTunes.
Meem
Meem e-wallet solution is owned by Gulf International Bank. With Meem;
- Adding money with a debit card is free.
- Adding money with a credit card is not permitted.
- Local Bank Transfers.
- International Bank Transfers.
- How to open a Meem Bank account in KSA?
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