Top 7 Digital e-Wallets in Saudi Arabia

The Saudi Central Bank has issued the license to provide digital or e-wallet payment services to 17 companies so far. Here is the list of the top 7 digital e-wallets in Saudi Arabia or you can also call them STC Pay alternatives;


With 8 million customers all around Saudi Arabia, STC Pay is the market leader in digital and e-wallet services. It is owned by STC, a state-owned telecom company. With STC Pay, you can;



After its launch in March 2022, UrPay has secured around 1 million loyal customers and became the second most used e-wallet in Saudi Arabia.

It is owned by Al Rajhi bank, the second-biggest bank in Saudi Arabia. With UrPay you can;


Mobily Pay

Mobily Pay e-wallet is owned by Mobily, the second biggest cellular network in Saudi Arabia, and therefore gained a significant market share within no time. With Mobily Pay you can;

Mobily Pay e-wallet

Alinma Pay

If you talk about popularity, Alinma Pay is probably number 3 among the top digital wallets in Saudi Arabia. Alinma Pay is owned by Alinma Bank and offers the following;

Alinma Pay

Friendi Pay

Mobily Pay digital wallet is owned by Friendi, a cellular network in Saudi Arabia. They offer the best exchange rate as compared to other e-wallets still struggling to create their market share. This is what they offer;

Friendi Pay Digital Wallet

Liv. KSA

Liv. KSA is another digital wallet owned by Emirates NBD bank. Although it is around the corner for a long time, it could not get the desired attention of the customers. Liv. KSA offers;

  • 2% profit/annum on your daily balance.
  • Adding money with a debit card is free.
  • Adding money with a credit card requires a fee.
  • Local Bank Transfers.
  • Download from Playstore or iTunes.

Liv. KSA: Top 5 Digital Wallets in Saudi Arabia


Meem e-wallet solution is owned by Gulf International Bank. With Meem;

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