How to borrow loan or Credit from STC?

If you run short of STC load/balance in an emergency, you can always borrow a 5 Riyal advance credit or loan from Sawa by dialing a code. 

Borrow STC Load – Automatic

Whenever you get out of credit, STC will send you a message from 808808, offering to receive a 5 riyal Sawa advance balance by replying with a code.

  • Hello, kindly note that your balance is almost consumed.
  • Reply with the STC emergency loan code “1” to borrow the STC load.
  • SR 1 fee will be applied for this transaction upon your next recharge. 

borrow sawa 5 riyal advance credit

You shall receive a message confirming that you have successfully borrowed an STC load or Sawa advance credit of riyal 5.

  • You must consume it within 90 days, or it will expire automatically.

how to borrow STC emergency load/balance/loan

As soon as you recharge your account, the STC emergency loan will be deducted from your balance. This offer is valid only for prepaid customers.

STC Advance Balance – Manual

If you did not receive a message from 808808 to borrow the STC load, you can also request the STC advance balance by dialing a code. For that, you shall follow this simple procedure:

  • Write STC emergency loan code “1” in an SMS
  • Send it to 808808.
  • Soon, you will receive Sawa 5 riyal advance credit.
  • Utilize the credit within 90 days.

To proceed with the STC emergency loan, you should ensure zero credit. The STC advance balance will only be given to eligible and valid Sawa users. In case of any problem, you can always contact the STC helpline.

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