Table of Contents
The Credit Bureau of Saudi Arabia or SIMAH maintains the credit report for all residents and companies in KSA. You can check your credit report in Saudi Arabia but the service is not free of cost.
What is a SIMAH credit report?
A SIMAH credit report contains all the relevant information related to the credit transaction of the clients. Banks check the SIMAH credit history before awarding any credit limit or loan to any customer in Saudi Arabia.
If you have a good SIMAH credit report, you are likely to get loans easily and at attractive rates.
- Recommended: How to check if you are blacklisted in SAMA?
In order to check the credit bureau report in Saudi Arabia you are required to buy one of the 4 available SIMAH packages;
- SIMAH Basic Package: SR25/month.
- Advanced Package: SR21/month.
- Premium Package: SR27/month.
- Premium+ Package: SR35/month.
Check SIMAH credit report
In order to check the SIMAH Credit Report in Saudi Arabia;
- Open: https://www.simah.com/en/
- Buy one of the 4 packages.
- Log in to your account.
- Click on “My Credit Reports“.
The system will download the updated SIMAH credit report containing all your financial information. We have given a sample SIMAH Credit History Report below.
How to improve your credit rating?
The only way to improve your credit score in Saudi Arabia is to pay off your loan installments, credit card payments and, utility bills on time. Every late payment has a negative impact on your SIMAH credit report.
Sample SIMAH Credit History Report