How to check your credit report with SIMAH?

The Credit Bureau of Saudi Arabia named as SIMAH tends to collect, organize, analyze and give forth credit report of all residents and companies in KSA. In this article, we have explained how to do registration, check the status of your credit report, get clearance from SIMAH and provided a sample credit report as well.

What is a SIMAH credit report?

A SIMAH credit report encompasses all the relevant information related to the credit transaction of the client with the members who have the registration with the Saudi credit bureau. The information includes:

  • Identification number
  • Residential address
  • Current place of work
  • All previous places of work
  • Personal information
  • Marital status

What are the benefits?

The SIMAH credit report is a detailed overview of credit and credit products information of an individual or an organization in KSA. It gives an overview of personal loans, vehicles financed or telecom services. Recommended: How to check if you are blacklisted in Saudi Arabia?

Such a report aids one in financial planning. It helps in viewing credit information and allows credit providers to be updates with credit information. SIMAH credit report allows one to access a confidential and reliable report on credit existence and history at any point in time. Recommended: How to check if you are blacklisted in SAMA?

How to check your credit report with SIMAH?

The first thing you need to do to check SIMAH Credit Report status in Saudi Arabia is to visit their website from the link provided below and enter your Iqama number on the right top corner as depicted in the screenshot below.

In the next step to check SIMAH Report in Saudi Arabia, you will either have to enter the password if you already have an account with them or click on the “Forget Password” link to register your account. You will receive a verification code on your mobile for the verification.  https://www.simah.com/English/Pages/default.aspx

After the login, you will be given access to your dashboard where you can check SIMAH report by paying a fee of SR 26.25. There are 4 packages and you can choose any of them.

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You can also subscribe to monthly or yearly packages that will help you save some Riyals. Such packages are best suited for frequent users.

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You can also avail one of the free services i.e. the bounced cheque history. You can check the bounce cheque history without paying any subscription charges.

How to get clearance from SIMAH?

If you have an unpaid loan or bad history of repaying your debts, a question must be striking in your mind that how can you get clearance from SIMAH?

Well, unfortunately, there is no trick or shortcut to get clearance from SIMAH in the short run. The only possible way is to settle the dispute with the lender/bank and keep on making the remaining installments of loan on time. It will definitely improve your SIMAH credit report score and help you get clearance from them.

SIMAH Credit Report Sample

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Steve has been living in Saudi Arabia since 2013 and writing about Saudi rules, regulations, guides, and procedures since then.