What to do if you meet an accident in a rented car in Saudi Arabia?

There is an active trend of getting a car on rent in Saudi Arabia. I have already shared an article on this topic which can be read on this link “Matters to Consider when Renting a Car”.

The accident is something which we don’t want to think about, the normal procedure which you need to adopt in case of an accident is described in this link “Process in case of Road Accidents”. However, this process varies slightly in case of Traffic Accident on Rented Car.

Comprehensive Insurance or Loss Damage Waiver: It is very important to subscribe for the comprehensive insurance and Loss Damage Waiver at the time of taking a rent a car. The comprehensive insurance and Loss Damage Waiver in the language of Rent a Car Dealers is available at an extra cost of SR 25-50 per day.

Loss Damage Waiver is an optional service which, if accepted, eliminates your financial liability for loss or damage to the vehicle, its parts and accessories, provided the vehicle is used in accordance with the terms and conditions of the rental agreement.

In case if you meet with an accident and other party’s vehicle is damaged due to your mistake, this comprehensive insurance will cover the loss. If your rented car is damaged due to your mistake, Loss Damage Waiver will cover this loss.

If you don’t have comprehensive insurance or loss damage waiver and your car is damaged, you will have to bear the loss of damage to the car. The damage includes but not limited to collision, rollover, theft, fire damage and vandalism, seizure/medical condition, flood, fire, hail or other acts of Nature.

Asif Khan: I have been through several rent-a-car accidents, it is better to get full coverage, God forbids at the time of the accident, call Najm they will prepare a report to take the papers to rent a car office they will keep the car and paper and give you replacement car and that's it.

I am talking about experience with Hanco Rent a Car and around 2 times I was at fault. I would appreciate if anyone would like to share his experience of going through an accident in a rented car.