Medical Insurance is must for Dependents to Renew Iqama

Today, all the major newspapers of Saudi Arabia have published that the medical insurance is must for families to renew Iqama. It is the requirement of the Residency Law that every employee working in Saudi Arabia must have medical health insurance. If family members (dependents) of expatriates do not have an insurance policy, Iqama will not be renewed. The decision is taken by the Jawazat after the recommendation of the Council of Cooperative Health Insurance (CCHI). CCHI will send data automatically to the system of Ministry of Interior. You can check the status of health insurance and its expiry from this link “Check Expiry of Health Insurance through MOI

Who needs to bear the cost of medical insurance of dependents of expatriates? Director of the Jawazat IT department Col. Khaled Al-Saikhan said that there will be no iqama renewal for the expatriate or his family members if they don’t have health insurance. We can draw a conclusion from this statement made by the director of Jawazat that if your dependent does not have health insurance, even your iqama will not be renewed since he is your dependent. It also reminds me about news published some days ago about the burden of cost for health insurance for Dependents. We have shared it with you in this link “Medical Insurance for Family of Expatriates is to be paid by Employer”. Moreover, CCHI Secretary-General Abdullah Al-Shareef also made a statement that if the employer does not pay the installment of health insurance of an employee or his family, he will be responsible for the fines related to this.

What to do if your employer does not arrange for the Health Insurance of Dependents: Medical Insurance will be made mandatory from 21 Jan 2015. You can ask government relations officer of your company to renew it before 21 Jan 2015. In this way, you will be able to postpone the health insurance requirement for one or two years.

In case if you have to arrange for the health insurance of your dependents, it costs around SR 1,000/- per head per annum if you avail a basic level of medical insurance from Saudi Arabia. In this insurance policy, some famous economical clinics are covered. It is good for middle-class families living in Saudi Arabia. However, if you want to reduce this cost further, SR 400/- per head is charged by some companies for Medical Policy in Saudi Arabia. They are registered companies but have very few clinics or hospitals on their panel. They will not even provide you the list of hospitals on their panel. This insurance is good if you just want to renew Iqama.

  • nyeff

    permission to post admin,..i would like to ask about my case, i processed my wife as my dependent visa, everything run smoothly until she came here. When im about to process her iqama, I asked my company to get my wife a medical insurance policy to be deducted on my salary, but they refused. I have talked to an Insurance Broker, he told me that any company who has a 100 and more employee should be the one to process the medical insurance of the dependent and also no Medical Insurance Company are accepting an individual medical insurance policy anymore for my case,..so im really need some help and advise,..hope I can get some help from you guys,tnx a lot

  • Rex

    Hello sir regarding renewal of my iqama its not been renew for more than 3months my company said having trouble of insurance it is not link to jawasat. My question is what are some reason why it is not link to jawasat. Is it a valid reason. What are some cause that iqama is not been renew yet. Is this a common mistake by jawasat or insurance or by company. Thanks

  • bernard

    Medical Insurance should be the same with the father or else it will not work. So If you have class A Insurance (issued by the employer) that is worth more than 2,000 riyals so that is how much you have to pay for each dependent you have every iqama renewal.

  • subramanian anbu

    hi sir how u resolved the problem, can u advice me

  • subramanian anbu

    dependent not have iqama number then sponser iqama number will printed on the insurance card. May i correct

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