Process you need to follow in case of Traffic Accidents in Saudi Arabia

Saudi Arabia is one of those places where accident ratio is very high so you should never ever even think to drive your car without vehicle insurance. According to Arab News, 19 people die daily in Saudi Arabia due to a road accident. It means 1 out of every 86 persons die in Saudi Arabia every 5 years due to road accidents in Saudi Arabia. If you meet with any accident, you will have to go through a certain procedure which is explained below;

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If you are involved in a road accident, the first rule is that you need to stop your vehicles at the place where they are. You cannot move them unless some traffic police officer arrives at the point of accident and ask you to move vehicles. If you fail to stop your vehicle at the place of accident, you will be fined with SR 10,000 and jailed for 3 months. Source: Saudi Gazette

God forbids, if you feel that there is some injury to anyone involved in an accident, you need to provide him possible assistance.

In the case of traffic accident, you either need to call Najm or Traffic Police. In case any of the parties involved in a traffic accident have insurance, you need to call Najm. If none of the parties involved have valid vehicle insurance, you need to call traffic police at 993. If you have to call Najm, it is better to download and install their application. You can call them easily by using their mobile application. Recommended: Procedure to use Najm Application to Report Traffic Accident

Whoever comes, traffic police or Najm, he will see the position of the collision, will take your driving License and vehicle registration and will ask you to park your vehicles at some less crowded place in case you are on a road.  Now after parking all the involved vehicles, an officer of traffic police will ask about the accident. If you know his language, you can tell him how the accident took place. If you don’t know his language, no need to waste your energy and time.

He will establish the responsibility of parties involved and hand over related documents to both parties after which you can start the process of claiming the money from either insurance company or from the person. Traffic police will help you to recover the money if the defaulted party does not have insurance. Recommended: Procedure of Claiming Insurance after Accident

 

  • Ali

    Hello everyone

    I rented a car few months back from NLCO(car renting company) full insurance which means if i was at fault i will pay 2500 and if its party B fault i will just have to bring the najm paper and i don’t have to pay anything.

    What happened was that i was going normally on the road meanwhile a car which was parked suddenly reversed and hit my car at the back. The guy in other guy smiled and ran away. I noted his number plate and called najam right away. Najm guy came after 3 hours while i was staying at the same place with the car. Najm guy and did all the formalities and i also told him the number plate of the other car and then he gave me the paper they usually give after accidents. i gave that paper to the the certain branch of NLCO from where i rented and they guy at NLCO told me i dont have to pay anything.

    Now after 2 month the same NLCO guy calls me and tells me that insurance company says that the number i provided of the party B car is not correct and i have to pay 2500 SAR now. I quarreled with him amalot with as i constantly said i wont pay any money. Now he threatens me with legals things.

    Now tell me what should i do at this point

  • Ali

    Hi

    I rented a car few months back from NLCO(car renting company) full insurance which means if i was at fault i will pay 2500 and if its party B fault i will just have to bring the najm paper and i don’t have to pay anything.

    What happened was that i was going normally on the road meanwhile a car which was parked suddenly reversed and hit my car at the back. The guy in other guy smiled and ran away. I noted his number plate and called najam right away. Najm guy came after 3 hours while i was staying at the same place with the car. Najm guy and did all the formalities and i also told him the number plate of the other car and then he gave me the paper they usually give after accidents. i gave that paper to the the certain branch of NLCO from where i rented and they guy at NLCO told me i dont have to pay anything.

    Now after 2 month the same NLCO guy calls me and tells me that insurance company says that the number i provided of the party B car is not correct and i have to pay 2500 SAR now. I quarreled with him amalot with as i constantly said i wont pay any money. Now he threatens me with legals things.

    Now tell me what should i do at this point

  • Ali

    Hi steve

    I rented a car few months back from NLCO(car renting company) full insurance which means if i was at fault i will pay 2500 and if its party B fault i will just have to bring the najm paper and i don’t have to pay anything.

    What happened was that i was going normally on the road meanwhile a car which was parked suddenly reversed and hit my car at the back. The guy in other guy smiled and ran away. I noted his number plate and called najam right away. Najm guy came after 3 hours while i was staying at the same place with the car. Najm guy and did all the formalities and i also told him the number plate of the other car and then he gave me the paper they usually give after accidents. i gave that paper to the the certain branch of NLCO from where i rented and they guy at NLCO told me i dont have to pay anything.

    Now after 2 month the same NLCO guy calls me and tells me that insurance company says that the number i provided of the party B car is not correct and i have to pay 2500 SAR now. I quarreled with him amalot with as i constantly said i wont pay any money. Now he threatens me with legals things.

    Now tell me what should i do at this point

  • Ejaz Haq

    I m in Saudi Arabia I have been working here from past 9 months now in a big construction company I m got in an accident in which I was driving a car without license inside the parking lot of office in which I hit a man who got injured and his leg was cut now I was in prison for seven days after that my company released me after that I was again working for 10 days after that my company recently terminated my service and said to me to sit at camp until the case is closed they are not even helping me in closing the case with the person and I m this time without salary and I think the injured man will also ask for money from me

    Please help me in this regard and what I should do I not that fanancially sound also I m in big problem please advice what will be good for me and what I should do please for the sake of God give my some suggestion

  • Ali Nazir

    i have car leasing from abdul latif jameel fully insured but i had an accident last night and i got najam paper now what should i do for making my car repair

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