How to get 40% discount on car insurance?

Do you know that you can get up to a 40% discount while renewing your car insurance in Saudi Arabia by using loyalty and no-claim discounts? If you have a valid promo code, the discount percentage can increase.

10% Loyalty discount

Car insurance companies are bound to give an extra 10 percent discount to those customers who renew their expired insurance premium policies from the same company before the expiry of their old policy.

The 10% loyalty discount would be added to other no-claim discounts as explained below.

30% No Claim discount 

If there is no claim submitted against the insured person, he would be eligible for a no-claim discount by the insurance company;

  • 1-year without claim: 10% discount on third-party insurance and 15% on comprehensive.
  • 2 years without claim: 20% discount on third-party insurance and 25% on comprehensive.

20% No-Claim discount on Insurance Policy

  • 3 years without claim: 30% discount on third-party and comprehensive insurance.

A person with 3 years without an insurance claim would get a 40% discount if he renews the insurance policy from the same company before its expiry.

Check Discount Eligibility on Najm App

In order to check your No-Claim Insurance discount eligibility;

  • Download the Najm App from either Playstore or iTunes.
  • Select the English language.
  • Create an account using the Iqama number.
  • Approve the account using the Nafath app.
  • Go to Home Screen.
  • Select “Discount Eligibility“.
  • Click on the “Search” button given with the vehicle details.

The Najm application will show you the no-claim discount for which you are eligible.

Check Discount Eligibility on Najm App

Discount with promo codes

If you are renewing the insurance online through Tameeni or the individual websites of Tawuniya or Malath, you can get an additional discount by using their promo codes.

  • Tameeni promo code: KSA10.
  • Tawuniya promo code: COUPON30.
  • Malath insurance promo code: BIG10.

If you find any of these promo codes are not working anymore, they might have expired. You can update us about any new codes by commenting below.

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Steve has vast experience in writing about Saudi rules, regulations, guides, and procedures.